The inquiry that lead to the evergreen philosophy and technology of the once and future history of humanity’s pursuit of prosperity began with unhappiness with Wall Street booms that always go bust on Main Street.

That unhappiness mated with an observation of the unfitness for purpose of Wall Street speculation as a mechanism for investing by insurance companies and pension plans to produce an insight into the power of pensions to negotiate that has since blossomed into the evergreen philosophy of the history of humanity’s pursuit of prosperity and the way we create our future history through enterprise, finance, governance and accountability to popular choices, and this core insight into the uniqueness of our human experience:

Times change.
We must adapt.